Live well. Give with purpose. Leave something that matters.

Wealth isn’t the goal. It’s the means to live fully, give generously, and leave something meaningful. With the right guidance, you can make sure each dollar helps support the things that truly matter.

Get to know Our Team

JJ Croix
J.J. Croix, CFP®, CPA
Founder & Partner, Croix Wealth Management
Susana Briones
Susana Briones
Branch Professional, RJFS Chief Operations Officer, CWM
Melissa Guttenberger
Melissa Guttenberger, RICP®
Partner, Croix Wealth Management Financial Advisor, RJFS
Margarita Garza
Margarita Garza
Client Relationship Manager
Kim Staff
Kim Staff
Client Relationship Manager
Natalie Irby
Natalie Irby
Client Engagement Coordinator Marketing Specialist

STRUCTURED Process

Gaining a good understanding of who you are and what you want to accomplish greatly aids us in designing, implementing and managing a plan that precisely fits your life.

ANALYTICAL Insights

We apply our analytical capabilities to help us manage market risk, identify investment opportunities, allocate assets, and build and balance portfolios.

PERSONALIZED Guidance

We are well-versed in addressing individual needs, and applying our specialized knowledge to the financial matters and issues specific to you.
The purpose of life is not to be happy. It is to be useful, to be honorable, to be compassionate, to have it make some difference that you have lived and lived well.
Ralph Waldo Emerson

Information & insight

Keith Parrish discusses fixed income market conditions and offers insight for bond investors.
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Markets and Investing
Financial experiences in childhood can shape adult money habits. Teaching kids how to save, spend and give wisely can help set them up for a lifetime of success.
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Family & Lifestyle
Raymond James Chief Economist Eugenio J. Alemán discusses current economic conditions.
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Economy & Policy
Review the latest Weekly Headings by CIO Larry Adam.
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Markets & Investing
The Dow Jones Industrial Average closed above 50,000 points for the first time, but what does the milestone mean, and does it signal time for investors to reduce exposure?
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Markets & Investing
Chief Investment Officer Larry Adam provides timely market and economic commentary and analysis.
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Markets & Investing
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The future at your fingertips

Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.

Links are being provided for information purposes only. Raymond James is not affiliated with and does not endorse, authorize or sponsor any of the listed websites or their respective sponsors. Raymond James is not responsible for the content of any website or the collection or use of information regarding any website's users and/or members.

Croix Wealth Management is not a registered broker/dealer and is independent of Raymond James Financial Services, Inc.

Investment advisory services offered through Raymond James Financial Services Advisors, Inc.. Raymond James Financial Services is not a registered broker/dealer and is independent of Raymond James Financial Services.

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